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About VA Home Loans
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
Weāre here to make the VA home loan process easier, with tools and knowledge that will help guide you along the way, starting with ourĀ VA Loan Qualifier.
Weāll help you clearly see differences between loan programs, allowing you to choose the right one for you whether youāre a first-time home buyer or a repeat buyer.
The VA Loan Process
Hereās how our home loan process works:
If youāre a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan. These often require no down payment and have lower closing costs, which can help keep your savings secure.